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Who We Are

About Nkwazi

We have been improving the livelihoods of members since 1997 by promoting the culture of saving among our members, based on values of self-help, self-responsibility, democracy, equality and solidarity.

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Projects

900

Clients

350

Members

750

Awards

300

Nkwazi Online Member Portal (5 Steps)
Products to suit your needs

Loan Products

1 Emergency Loan Icon

Emergency Loan

Feeling cash stranded! Our emergency loan will sort you out accessible within 3 months of your savings maximum of k20,000.00 processed within 48 hours, apply now!

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2 Provident Loan Icon

Provident Loan

Are you stuck at the foundation level of your house or perhaps do not own a plot yet? Worry no more because Nkwazicoop has you covered with a provident loan, this product allows you to borrow three times of your savings repayable in 24 months with th...

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3 Education Loan Icon

Education Loan

Our loan for you and your loved one’s brighter future is here and we call it Education Loan. At Nkwazi we know education is the key to a bright future so do not be left out due to school fees. With this loan, Members can borrow up to K30,000.00 with...

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4 Commodity Loan Icon

Commodity Loan

Are you in need of quick cash of a hundred thousand within a short period of time? Then look no further than our Commodity loan! Save for six months and access this product, it runs for a good twelve months.

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5 Banja Loan Icon

Banja Loan

A member can access up to a Maximum of K 150,000.00 with a repayment of up to 12 months (26 Bi-weekly).This product is suitable for all paid up members who have not saved enough, however, wish to meet their financing obligations.

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6 Salary Advance Loan Icon

Salary Advance Loan

A member can advance up to 60% of the members net monthly income with a maximum repayment of Ninety [90] days [Three months]. This product is suitable for members who need immediate short term cash that is repayable within 90-days [Three months]

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7 Energy Solution Loan Icon

Energy Solution Loan

A member can borrow up to a maximum amount of One Hundred and fifty thousand [ZMW150, 000] with a repayment of Twelve [12] months or Twenty-Six [26] Bi-Weekly). This type of Asset Financing is meant for energy solution products such as solar products...

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8 Agricultural Loan Icon

Agricultural Loan

A member can access a maximum amount of Three Hundred thousand Only [ZMW 300, 000] and the loan is to be repaid in Twenty-Four [24] months or Fifty-Two [52] By- Weekly. This type of loan is meant for agriculture products such as farming and/ or irrig...

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9 Vehicle Asset Financing Icon

Vehicle Asset Financing

This product is intended for members wishing to purchase motor vehicles. The product offers two options, brand new vehicles and second-hand vehicles to be repaid in 4 and 3 years respectively.

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10 Buy Back Loan Icon

Buy Back Loan

A Member may borrow up to three times the value of their savings less any other outstanding loans after partially offsetting the loan balance with their savings with a maximum repayment period of Thirty-Six [36] months or Seventy-Eight [78] bi- weekl...

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