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The Nkwazi Newsletter 2015 First edition can be found and downloaded for free herebelow: ...

Members are advised to read the following process which takes place when they apply for a loan:-

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Members are advised to read the following process which takes place when they apply for a loan:-


  1. Member submits application form via the website or a hard copy with copies of pay slip and approved allotment form to Nkwazi Administrative Assistant
  2. Administrative Assistant first vets the application and logs in the register and allocates a sequence number
  3. Administrative Assistant checks eligibility for type and amount of loan applied for and completes working sheet
  4. If member is not eligible, the Administrative Assistant advises what member qualifies for and asks for consent to proceed with adjustment of loan amount
  5. Administrative Assistant submits working sheet and all application documents to Administrator for review
  6. Administrator reviews application documents and working sheet for completeness, accuracy and validity; if satisfied, the Administrator clears on the application forms and forwards Provident loans and Commodity loans to the Credit Committee
  7. Education and Emergency loans are approved by the Administrator
  8. If Credit Committee approves the loan, payment approval is sought from the Treasurer. Once the Treasurer approves payments, cheques are raised or Direct Credit (DDACC) is arranged by Nkwazi Office. Members are informed either to collect cheques once they are signed by two authorized signatories or to check their bank account if DDACC is used.

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Nkwazi Newsletter 2015 First edition
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Latest News

Memo #: GEN/2015/02 To: General Membership From: Chairperson Subject: New Board of Directors, Secretariat Staff and Organizational Chart Date: 30 July 2015 Nkwazi Co-Operative Savings & Credit Society Limited is pleased to announce the new Board of Directors after the 19th AGM held on the 17th April 2015. The Board is segmented into Executive Committee, Credit Committee, and Education as stated in section 7.04 and 13.00 of the byelaws. i. The Executive Committee - This Committee ...
2015-08-05 08:35:40
Memo #: GEN /2015 /03 To: General Membership From: Chairperson Subject: Revised Form Date: 30th July 2015 This serves to inform you that the Board on the 18 th July 2015 approved revision and updating of the following forms attached hereto ; 1. Membership Application form http://nkwazicoop.com/index.php/downloads/membership-forms 2. Loan Application form http://nkwazicoop.com/index.php/downloads/loan-application-forms 3. Standing Order / Payroll Deduction Commitment form ...
2015-08-05 08:27:19

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Nkwazi Coop Ethics

Members of Nkwazi are encouraged to uphold high ethical standards and integrity when transacting with Nkwazi.The Nkwazi Office strives to deal fairly and impartially with all members and strives to process all loan applications within the set time frames and in accordance with the prevailing Loan and Savings Policy.

Contact us

  • 9 Kapumpe Road,(Off Yotamu Muleya Rd) Prospect Hill ,Lusaka
  • This email address is being protected from spambots. You need JavaScript enabled to view it.
  • +260 211 252 322